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Zogo Reviews & Overview

Rated 4.125 out of 5
4.1/5

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This is our carefully calculated Finalized Editorial Rating. Use it to get a snapshot of a platform's overall quality. It's calculated based on all of the in-depth research and user interviews we've gathered on a platform. Learn more about our editorial review process.

Rated 3 out of 5
3/5 (1)

What's This?

×

This is an aggregate overall user rating, calculated based on real reviews from Zogo users.

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    Zogo Review At a Glance

    • We believe Zogo is legit. We gave it a trust rating of 4/5. View reasoning.
    • Based on our combined research and user reviews, Zogo seems to be a good earning opportunity for Members. It has an overall earner score of 3.6/5. View our research or read the user reviews.

    What Is Zogo?

    Zogo is a mobile rewards platform where members can get paid to learn about "how finance really works." Offering bite-sized modules and short-form lessons, users of all ages can use the platform to learn about complex financial concepts, all while earning real gift cards. Founded in 2018, the platform has partnered with dozens of financial institutions to help provide rewards and encourage financial literacy.

    General Details 📜

    Status:Active, Legit
    Helps You:Make Money
    Platform Type:Rewards
    Opportunities:Quiz-Taking Refer-a-Friend Trivia Participation

    Contact Info ☎️​​

    Socials:LinkedIn • Facebook • Instagram • TikTok • Twitter
    Emails:support@zogofinance.com (for general support) • founders@zogofinance.com (for business inquiries)
    Support Pages:Customer Support

    Company Details 🏢​​​

    Founded:2018
    Legal Name:Zogo, Inc.
    Also Known As:Zogo Finance
    Founders:Bolun Li • Simon Komlos • Simran Singh
    Headquarters:Austin, Texas, United States

    Who Is Zogo For?

    Zogo is for those who are interested in learning more about finance (in a fun way) while also earning real rewards along the way. Keep in mind, you won't earn a fortune here. The main goal is to learn. The rewards are just a great motivator along the way.

    Requirements 🔎

    Minimum Age:13 years old
    Those under 18 will need verification from a parent or guardian in order to earn rewards.
    Supported Locations:United States
    Supported Languages:English
    Supported Devices:Android Phone, Android Tablet, iPad, iPhone, Mac Computer
    Zogo apps are available on the Google Play Store and Apple App Store.
    Other:Must have a verified US mobile number. No VOIP numbers allowed.

    How Does Zogo Work?

    There's 1 type of user on Zogo:

    • Members

    Here's how Zogo works for them:

    How Zogo Works For Members

    Zogo members can earn Pineapples (the platform's currency) by completing learning modules, referring friends, and participating in community events. 1 Pineapple = $0.001-$0.002. After accumulating $5.00 (~2,500-5,000 Pineapples), pineapples can be exchanged for gift cards or donated to charities.

    Key Points 🔑

    Work Type:Casual
    Income Type:Active
    Work Schedule:Flexible
    Workplace:Remote
    Point Conversion:1 Zogo Pineapples is worth $0.001-$0.002. 500-1000 Pineapples = $1. To reach the minimum payout amount listed below, you'll need to have around 2500-5000 Pineapples.
    Pineapples are converted into more money per Pineapple when donated to charity.
    Minimum Payout:$5.00
    There is no minimum payout for charity donations. The above is for gift card payouts. Note that this value increases by $5 after each gift card redemption, so your second payout will require $10 worth of Pineapples, then $15, etc.
    Payout Options:Charity Donations Gift Cards adidas Gift Card Amazon Gift Card AMC Gift Card

    All Payout Options

    ×
    All of the payout options this platform offers.
    Charity Donations Gift Cards adidas Gift Card Amazon Gift Card AMC Gift Card Apple Gift Card Barnes & Noble Gift Card Best Buy Gift Card CVS Gift Card Domino's Gift Card eBay Gift Card GameStop Gift Card Google Play Gift Card Nike Gift Card Roblox Gift Card Starbucks Gift Card Target Gift Card Walmart Gift Card
    Before being able to request a gift card payout, you must verify your account with a government-issued ID. If you're under 16, your parent or guardian will have to verify your account with their ID.
    Payout Speed:0-2 days
    Sign Up Bonus:500 Pineapples as a Sponsor Bonus (when you select a sponsor partner from within the app, if available). Sign up here.
    Pros:
    • Fun and entertaining way to learn about finance while earning rewards. Lots of modules available.
    • App is user-friendly.
    • Minimum threshold for rewards is easily attainable.
    Cons:
    • Gift cards seem to be out of stock often, so you have to be on top of things to get one.
    • No payout options for direct cash rewards.
    • Users need to do an ID verification to redeem gift cards.
    Tips:
    • Complete at least one (1) module daily so you can earn a Streak point. It can be used as a multiplier during the Pineapple Party.
    • Read and study through the snippets carefully to avoid the inconveniences of losing hearts (4-hour regeneration for each heart or paying 100 Pineapples for instant refill).
    • Finish as many modules as you can reach the minimum payout for gift cards and redeem them as soon as those are available. Restock time is every day at 12:00 AM Eastern time.
    Pros, cons, and tips are based on real Zogo Member reviews.

    Getting Started 🔢

    Becoming a Zogo member is free. To get started, download the app and create an account. You can do this by signing in via Google or signing up using your verified U.S. mobile number.

    Sign up bonus: 500 Pineapples as a Sponsor Bonus (when you select a sponsor partner from within the app, if available). Sign up here.

    Earning Money 💵

    The main way to earn Pineapples on Zogo is by completing learning modules. Modules are organized into Skills (like saving, investing, and more) and each module contains 5 snippets of information and 5 quiz questions. You can freely navigate between snippets to learn the material, but once you enter the quiz portion of a module, you must complete it in full.

    For each question you get wrong in a quiz, you'll lose a heart. You have 5 hearts in total, and you either have to wait four (4) hours for a heart to regenerate, or you can pay 100 Pineapples to refill a heart instantly. If you run out of hearts, you won't be able to answer any more quiz questions until they regenerate.

    When you successfully finish a quiz, the number of Pineapples and XP you earn depends on how well you did. XP helps you level up your account, and each level you gain will give you access to more modules. You'll also earn a Streak point for completing at least one module every day, but streaks don't offer any additional rewards, they're simply for motivation.

    Once you finish all the modules for a particular Skill, you'll be rewarded with a badge for that Skill.

    You can earn additional Zogo Pineapples through:

    1. The referral program. Share your referral code with your friends to earn 1000 Pineapples per referral. They must verify their email address and complete three (3) modules to be eligible. You can track your friend’s progress in the in-app Friends Leaderboard.
    2. Community events. Zogo holds community events regularly such as the Pineapple Party, community challenge video submissions, and more. The Pineapple Party is a daily financial trivia game with Pineapple rewards that can be boosted with your Streak multiplier.

    Cashing Out 💰

    Once you have at least $5.00 (~2,500-5,000 Pineapples) in your balance, you can cash out your Zogo earnings via Charity Donations or Gift Cards.

    After cashing out, you can expect to receive your Zogo payout in 0-2 days.

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    Zogo Videos and Images

    FT NextGen: Personal finance 101 with Zogo Founder & CEO Bolun Li (Youtube Video)
    Zogo website homepage
    How the Zogo app works
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    Zogo website homepage
    How the Zogo app works
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    Our Editorial Zogo Review

    Rated 4.125 out of 5
    4.1/5

    What's This?

    ×

    This is our carefully calculated Finalized Editorial Rating. Use it to get a snapshot of a platform's overall quality. It's calculated based on all of the in-depth research and user interviews we've gathered on a platform. Learn more about our editorial review process.

    Is Zogo Legit?

    We believe Zogo is legit. It was founded in 2018, it’s owned and operated by Zogo Inc., (a Texas-based financial services company), and it’s backed by Techstars and Metlife with $245K total raised in venture funding. We have no reason to believe Zogo is a scam.

    Green flags:

    • Founded in 2018.
    • Owned and operated by Zogo Inc., a financial services company based in Austin, Texas.
    • Zogo Inc. is backed by Techstars (a global investment business) and Metlife (one of the world’s leading financial services companies). They have raised a total of $245K in venture funding.
    • Has an active social media presence.
    • Has great app reviews and ratings on both the App Store and Google Play Store.
    • Website is well-designed and functional. It also has clear information on how the platform works and what users can expect upon joining. It has a support page containing FAQs and their contact information for further assistance.
    • Mobile app’s UI is user-friendly.

    Trust Rating:

    Rated 4 out of 5
    4/5

    What's This?

    ×

    This is our carefully calculated editorial Trust Rating. This rating gives you an idea of how trustworthy a platform is. It's calculated based on the age of the platform, company information, social sentiment, and more. Learn more about our editorial review process.

    Note: All research is done independently and could be wrong or change as new information is gathered. Please do your own due diligence.


    Is Zogo Worth It for Members? Is It a Good Way to Make Money?

    Our editorial earner review is currently incomplete. Showing what we have so far...

    Earner Rating:

    Rated 4.25 out of 5
    4.3/5

    What's This?

    ×

    Partial/incomplete rating. This is our carefully calculated editorial Earner/Saver Rating. This rating gives you an idea of how strong a platform's earning/savings potential is. It's calculated as a weighted average based on safety, earning/savings potential, support quality, and more, with earning/savings potential holding the most weight. Learn more about our editorial review process.

    Payout Minimum: 4/5

    How much do you need to earn before being able to cash out?

    Zogo has a minimum payout of $5.00 (~2,500-5,000 Pineapples). There is no minimum payout for charity donations. The above is for gift card payouts. Note that this value increases by $5 after each gift card redemption, so your second payout will require $10 worth of Pineapples, then $15, etc.

    Payout Speed: 4.5/5

    How quickly does Zogo send payouts after you cash out?

    Overall, based on our data, you can expect to get paid in 0-2 days.


    Write Your Own Review!
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    Zogo Statistics

    General Platform Statistics

    #483,321

    Global Site Rank

    131.3K

    Avg. Monthly Site Visitors

    100K+

    Total App Downloads

    200+

    Partnered Financial Institutions

    Data as of April 08, 2023 • Sources: Similarweb, AppBrain, Crunchbase, Yahoo Finance

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    Zogo Reviews From Members

    Average Scores

    Overall
    Rated 3 out of 5
    3/5
    Pay Rates
    Rated 1 out of 5
    1/5
    Consistency
    Rated 1 out of 5
    1/5
    Safety
    Rated 5 out of 5
    5/5
    User Experience
    Rated 5 out of 5
    5/5
    Support
    Unrated/incomplete
    N/A

    Reviewer Recommendation

    😁 100%
    of Members recommend this platform

    Rating Breakdown

    50%
    40%
    3100%
    20%
    10%
    Write a Review!
    Anonymous reviewer avatar
    Anonymous
    United States
    User for 1-2 years
    Verified Redditor
    Total Earned: $5.00
    Reviewer Source
    ?
    We invited this reviewer to leave an honest review and offered them a small incentive as a thank you.
    #18229

    The overall premise of Zogo is great

    Rated 3 out of 5
    August 9, 2021

    The overall premise of Zogo is great, and at first using it is also amazing with being able to make money and learn about some finance topics (for some people). But after you make $5, the incentive for the app decreases majorly, and stops being worth it to use after that.

    I would definitely recommend it to younger people, who should learn more about finances, and it gives them an opportunity to make an easy $5 with enough time. But after making that $5, I can't think of that many reasons to stay on the app.

    Pros:
    • Being able to learn and make money at the same time
    • Amazon payouts and other variety of gift cards to choose from
    Cons:
    • After you earn $5 and withdraw from Zogo, the amount you must get next to withdraw becomes $10, which would much longer to get than $5, making one not want to use the app much after earning $5
    • It is a ref only program
    Tips:
    • Try to earn $5 initially, and then after that, figure out if you still want to keep using Zogo as the payout threshold increases
    Write a Review!
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